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Stedman Insurance Group

109A Vista Oaks Dr
Lexington, SC 29072

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Unusual Auto Insurance Claims in Lexington: From Deer Collisions to Hail Damage

At the Stedman Group, Inc., located in the heart of Lexington, SC, we’ve seen our fair share of unusual auto insurance claims. From deer collisions to hail damage, our clients have experienced it all. These incidents may seem out of the ordinary, but they’re more common in Lexington than you might think.

Deer Collisions in Lexington

Lexington, SC, is known for its lush landscapes and abundant wildlife. While this makes for beautiful scenery, it can also lead to some unexpected encounters on the road. Deer collisions are surprisingly common, especially during the fall mating season. These accidents can cause significant damage to vehicles and occasionally result in personal injury.

Hail Damage and Auto Insurance

Another unusual claim we often see at the Stedman Group, Inc. involves hail damage. Lexington is no stranger to severe weather, and hailstorms can wreak havoc on unprotected vehicles. Hail can cause dents, cracked windshields, and other types of damage that can be costly to repair.

Preparing for the Unexpected

While these incidents may seem unusual, they underscore the importance of comprehensive auto insurance coverage. At the Stedman Group, Inc., we’re committed to helping Lexington drivers understand their coverage options and prepare for the unexpected. Whether it’s a deer collision or hail damage, we’re here to help you navigate the claims process and get back on the road as quickly as possible.

Understanding Your Coverage with Stedman Group, Inc.

Unusual auto insurance claims may not be as rare as you think, especially in a place like Lexington, SC. At the Stedman Group, Inc., we’re here to help you understand your coverage and navigate the claims process, no matter how unusual the situation may be.

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Umbrella Insurance: A Must-Have for Lexington’s Growing Families

As your family grows in Lexington, SC, so do your responsibilities and potential liabilities. At Stedman Group, Inc., we believe that umbrella insurance is an essential tool for protecting your family’s future.

Understanding the Role of Umbrella Insurance

Umbrella insurance provides an extra layer of liability coverage above your standard insurance policies. It kicks in when the liability limits of your other policies have been reached, protecting your assets and future earnings from potential lawsuits.

Why Growing Families in Lexington Need Umbrella Insurance

From owning a home to having young drivers, growing families often face increased risks. Umbrella insurance can provide the necessary coverage to protect your family from potential financial setbacks, giving you peace of mind.

Why Choose Stedman Group, Inc.?

At Stedman Group, Inc., we understand the unique needs of growing families in Lexington. Our umbrella insurance policies are tailored to provide comprehensive coverage, ensuring your family can thrive no matter what life throws your way.

Secure Your Family’s Future with Stedman Group, Inc.

Don’t let unexpected events disrupt your family’s future. Secure your peace of mind with umbrella insurance from Stedman Group, Inc.. Contact us today to learn more about our umbrella insurance options and how we can help your Lexington family thrive.

What are Common Covered Perils Under Homeowners Insurance?

Oklahoma residents are not required by law to obtain a homeowners insurance policy, but your lender will usually require it as a condition of the mortgage. Even if your home is paid for, it remains a good investment to safeguard your assets. 

Fires are a major cause of property damage, and a policy will often take care of expenses related to your home burning down. In situations where the house remains more or less intact, your items may still suffer loss due to exposure to smoke. Water from sprinkler systems or fire hoses can also wreak havoc, and your contents may be protected in these instances. Your 405 Insurance Advisors agent can provide specifics as to what would be included. 

Weather events may also cause harm when there are high winds, for example, ripping shingles off the roof or causing tree branches to fall. Tornadoes are another occurrence that is often responsible for launching projectiles through windows or otherwise threatening the integrity of your structure. Storms with heavy rain or hail are another commonly covered peril. 

Your home may be subject to burglary, putting your valuables in danger of being stolen, or your exterior could be targeted by vandals. Sometimes a vehicle can crash into your dwelling. 

Your roof can be impacted by snow or ice that remains on the surface, causing leaks or other issues. In addition, gases that occur naturally on the grounds, propane, or other elements can cause explosions. 

Contact 405 Insurance Advisors for Assistance

We work hard to provide our clients with an insurance package to suit their needs, and we serve those who reside in the state of Oklahoma. Please reach out to us by phone, online, or in person to discuss the specifics of your situation. 

Why work with Insurance Agency?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Servicing States

  • South Carolina
  • North Carolina
  • Georgia