Month: January 2026

Auto insurance is essential for protecting yourself on the road, but what happens when your policy’s liability limits aren’t enough? Severe accidents can lead to costly claims that exceed the coverage provided by standard auto insurance. This is where umbrella insurance comes in, offering extended liability protection to keep you financially secure.

What Does Umbrella Insurance Cover?

Umbrella insurance is designed to provide additional liability coverage beyond the limits of your auto insurance policy. For example, if you’re involved in a major accident in Lexington, SC and the damages exceed your auto policy’s liability limits, umbrella insurance can cover the remaining costs. This includes medical bills, legal fees, and property damage claims that would otherwise come out of your pocket.

It’s important to note that umbrella insurance doesn’t replace your auto insurance—it works alongside it to provide extra protection. This makes it a valuable option for drivers who want peace of mind knowing they’re covered in worst-case scenarios.

Why Lexington Drivers Should Consider Umbrella Insurance

Lexington, SC is home to busy roads and growing communities, which means accidents can happen at any time. If you’re found liable for a serious accident, the financial consequences can be overwhelming. Umbrella insurance ensures you’re protected from high-cost claims, allowing you to focus on moving forward without financial strain.

Get Covered with Stedman Group, Inc.

At Stedman Group, Inc., we help Lexington, SC drivers find the right umbrella insurance to complement their auto policies. Our team is here to answer your questions and guide you through the process of securing extended liability coverage. Contact us today to learn more about how umbrella insurance can protect you.

Visit Stedman Group, Inc. to explore your options and get the coverage you need.