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Oklahoma residents are not required by law to obtain a homeowners insurance policy, but your lender will usually require it as a condition of the mortgage. Even if your home is paid for, it remains a good investment to safeguard your assets. 

Fires are a major cause of property damage, and a policy will often take care of expenses related to your home burning down. In situations where the house remains more or less intact, your items may still suffer loss due to exposure to smoke. Water from sprinkler systems or fire hoses can also wreak havoc, and your contents may be protected in these instances. Your 405 Insurance Advisors agent can provide specifics as to what would be included. 

Weather events may also cause harm when there are high winds, for example, ripping shingles off the roof or causing tree branches to fall. Tornadoes are another occurrence that is often responsible for launching projectiles through windows or otherwise threatening the integrity of your structure. Storms with heavy rain or hail are another commonly covered peril. 

Your home may be subject to burglary, putting your valuables in danger of being stolen, or your exterior could be targeted by vandals. Sometimes a vehicle can crash into your dwelling. 

Your roof can be impacted by snow or ice that remains on the surface, causing leaks or other issues. In addition, gases that occur naturally on the grounds, propane, or other elements can cause explosions. 

Contact 405 Insurance Advisors for Assistance

We work hard to provide our clients with an insurance package to suit their needs, and we serve those who reside in the state of Oklahoma. Please reach out to us by phone, online, or in person to discuss the specifics of your situation.